Supplemental Plans | Alight Retiree Health

Supplemental Coverage

Why you need additional coverage

If you’re looking for more value and more coverage, consider an individual Medicare plan to help pay for costs not covered by Original Medicare. The added protection can help cover out-of-pocket expenses like copays and deductibles, prescription drugs, and other services like hearing, dental, or vision.

Once you’re enrolled in an individual Medicare plan, you can make changes during Medicare annual enrollment, October 15 – December 7.

There are three main categories of individual plan coverage:
Medicare Advantage

(Part C) combines Part A and Part B, and often includes prescription drug coverage. Some plans may offer additional benefits like coverage for routine vision and dental care.

Medigap

(also called Medicare Supplement Insurance) helps pay some of the out-of-pocket costs that aren’t covered under Original Medicare.

Prescription drug plans

(Part D) help pay for covered medications.

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